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About Us
PayActiv provides a service that allows workers to access their earned wages before the traditional payday. This helps employees avoid high fees associated with payday loans and overdrafts. The process works by using time and attendance data to calculate the wages that have been earned but not yet paid. Once the employer or benefits provider sends the funds, they are loaded onto the worker's Payactiv Visa Card, allowing for quicker access to money. Unlike many competitors, PayActiv does not charge businesses to offer this service, instead generating revenue through transaction fees when workers use their cards. The company aims to support workers financially while also being socially responsible, as it operates as a public benefit corporation and certified B Corp.