Centivo

Centivo provides health insurance focused on making healthcare affordable and accessible. The company operates by offering free primary care, no deductibles, and low, predictable copays, which helps keep members healthier and reduces the need for hospital visits. Centivo serves various clients, including grocery chains and healthcare startups, and generates revenue by charging these clients for health plans provided to their employees. A key feature of Centivo's service is its integrated virtual care, allowing members to access healthcare conveniently. Unlike many competitors, Centivo emphasizes a curated network of quality providers and a commitment to lowering costs, which has garnered recognition for its effective approach to health insurance.